Buying a home in 2025 might feel like a big goal, but with the right preparation, it’s absolutely achievable. From improving your credit to getting pre-approved, taking small, intentional steps now can set you up for success. Let’s break down exactly how you can get ready to find your dream home this year!

How To Get Ready To Buy A Home In 2025 Lee's Summit Raymore

Buying a home this year? Start with these four key steps to set yourself up for success:

  • Improve Your Credit: Pay down debts and monitor your credit score. A better score can lead to lower mortgage rates and better loan options.
    • Reach out for trusted lender referrals. I work with several lenders in Jackson & Cass County who can provide free step-by-step guidance on how to improve your credit score.

  • Plan for Your Down Payment: Explore assistance programs and save consistently—small efforts now add up to big results.
    • Reach out to learn more about local down payment assistance programs, including programs the in Kansas City / Lee's Summit area that require as little as 0-3% down. 

  • Get Pre-Approved: Know your budget by getting pre-approved for a mortgage. It’ll make your home search more focused and efficient.
    • Being pre-approved is critical! Reach out for trusted lender referrals - I have various lender referrals depending on your specific situation!

  • Prioritize Your Wishlist: Before diving into your search, outline your "must-haves" versus "nice-to-haves." This clarity will help us find the ideal match.
    • When we meet, we will identify what you are looking for in a home and formulate a game plan to help you find the right home that fits your finances and lifestyle.

Ready to get started? Let’s connect at 816-328-2887 so you have expert advice and guidance every step of the way!

Merla Turner Realtor Great Missouri Homes

Hi! I'm Merla Turner, owner of Great Missouri Homes and a local Kansas City area Realtor. Thank you for reading this article. If you have any questions, suggestions, or ideas, call me at 816-328-2887 or fill out the contact form below, I am here for you. And remember - when it's your turn to buy or sell real estate, turn to Merla Turner!

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